Getting yourself an insurance plan can be an overwhelming decision. There are so many available in the market, you would want to be sure you bought the right one. Let us, at SBC Insurance Services, help you out in picking the right life insurance policy for you. Being in this business since 1971, we have the skill and the expertise to represent clients even in the most complex situations. As humans, we are trained to adapt to our changing lifestyles, at SBC we have modified our insurance policy as per the changing market demands. Over the years, we have made quite a name for ourselves in providing group health benefits. After understanding what the customer’s needs are, our team will put together a tailored coverage addressing all your requirements and that too at affordable rates.
Below we have mentioned a few significant things to keep in mind while buying life insurance. Take a look.
- Get adequate insurance cover
This is a very critical decision; hence you should consider all aspects before finalizing the amount and not just pick a random sum. You need enough to cover all your liabilities and expenses, bearing in mind the inflation rate; anything more than that means higher premiums too.
2. Always add a nominee name
A nominee is a person to whom the sum assured will be passed on to if anything happens to you. You can name your wife or your children but always give a nominee who you want to get the benefit of this policy.
3. Disclose all information correctly
Never hide any detail which can be crucial to your health insurance policy from your insurer. If found out later, it might result in a breach of contract and your claim can get rejected. Inform about your health issues, current or past correctly and check it before submitting it to the company.
So, if you reside in the regions of Palo Alto, Sunnyvale, Mountain View, Stanford CA, Menlo Park, Los Altos and you are looking for life insurance, contact us.