SBC Insurance can help you with commercial or personal insurance in Loyola CA, Menlo Park, Mountain View, Palo Alto, Stanford CA or Sunnyvale. They are an independent agency and they serve customers throughout California and other western states. They work with top national carriers and can match the right insurance solutions to your needs, whether commercial or residential.
Insurance is an important risk management tool. Without proper insurance, you are playing Russian roulette with your financial well-being. You might never need to claim, but when the time comes that you have a big claim, you don’t want to find out you don’t have proper coverage.
There are two main groups of insurance namely commercial insurance and personal insurance. Commercial insurance (aka Business insurance) covers your business assets and risks. This could be in the form of a business owner’s policy that covers you for damages and losses because of specified events. Commercial insurance includes property insurance, loss of income and liability insurance. Business insurance is a complex field and it makes sense to get professional help. That wat you can be confident that you have the right business insurance for your needs,
Personal insurance covers your personal assets and risks. The type of personal insurance you need depends on the assets you own, your lifestyle and your budget. If you own a home then you certainly need home insurance. If you own a car then must have auto insurance. Other important types of personal insurance include health insurance, liability insurance and speciality insurance.
Whether you have personal insurance, business insurance or both, you need to be aware of some important things. These include:
- What assets are covered?
- What risks are covers?
- What assets are not covered?
- What events or risks are not covered?
- What are the limitations of coverage?
- What are the excesses and co-payments?
Insurance in Menlo Park, Mountain View, Palo Alto, Sunnyvale, and neighbors, including Loyola & Stanford. Offering Home, Life, Group Health, Car Insurance.