A home is a safe place for you to relax and make lasting memories with your family and friends. It is also one of the biggest investments you can make in your lifetime. Many people nowadays are safeguarding their homes with home insurance. However, not many people look into the details of their policy and are unsure of what it covers and what it does not. This leads to a number of financial losses in the event of natural disasters and other tragic events.
At SBC Insurance Services, we strive to treat everyone with the same respect, whether you have an average net worth household or a high net worth household. Our policies can cover both your primary and secondary homes, rental properties up to 4 units and owner-occupied condos or townhouses. We provide our services to Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA and Sunnyvale. If you are from any of these areas, be sure to contact us today.
Here are some more reasons why you need home insurance:
- It protects your home and other property
In the event of damage or destruction to your home due to natural or man-made disasters, your policy can help pay for repair and replacement of your home, thereby saving you money in the unfortunate event of any unplanned circumstances. Some policies also cover additional living expense coverage which will help pay for temporary living costs while your property is being repaired.
- Protection from liabilities
A home insurance policy protects more than just your home, it protects you in the event of a lawsuit by a third party due to injury on your property. For instance, if a neighbor gets hurt when they accidentally slip on your deck, you could be held legally responsible. Your insurance policy can also help pay for the medical bills, legal fees, and even lost wages.
So, if you are interested in our services, contact us today.