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Whether you own an SUV or a sedan, you should ensure its protection from the risks and damages it can be subjected to on the road. One of the most effective protections that you can give your personal automobiles is insurance. Auto insurance is the need of the hour given the increase in accidents, car breakdowns, and the repair costs touching the sky. We, at SBC Insurance Services Inc., are a reputed and experienced insurance agency which can provide you with several kinds of insurances including home, business, life, health, and auto insurance. We are an independent insurance agency so you can get a wide variety of carrier options to choose an insurance policy that suits your requirements and meets your budget. So, if you are looking for the right car insurance in areas such as Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, or Sunnyvale, then you can resort to us without any hesitation.

Here, we have put together 3 vital reasons why car insurance is necessary. Take a look.

1. Car Accidents

Due to the indifferent, distracted, reckless, and intoxicated driving that has become so common nowadays, the number of accidents has also increased. In such a scenario, you can face major car destructions as well as severe medical injuries. All that can be effectively covered by insurance.

2. Liability

You should know that if a person gets injured in your car, you will be subjected to the medical bills and payments. In order to avoid such a hefty cost from your pockets, you should invest in the right auto insurance policy.

3. Repair Costs

A car is also a machine at the end of the day. It can break down at any minute. But car repairs and parts replacement have become very expensive. Only a good insurance coverage can combat with such expenses.

So, without any further delay, you should buy our car insurance policy. Contact us at the earliest.

The uncertainty of life is definitely a cause of worry. But what is even more concerning is the indifference or negligence that we practice when it comes to these risks and uncertainties. Despite knowing the sorts of emergencies and damages we are exposed to in life with regard to various aspects such as our life, health, business, home, or automobiles, we don’t take adequate protection for it. What you need to immediately invest in is insurance. Only a proper insurance coverage can combat the potential risks and help you lead a stress-free life. We, at SBC Insurance Services Inc., are a leading insurance agency, which brings you several kinds of insurance programs including life and health, business, automobile, home, and so on. Being an experienced and highly reputed insurance company, we can fulfill all your insurance needs at the best possible rates. So, if you are based in areas like Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, and Sunnyvale, you can rely on us.

Here, we have put together a few signs of the right insurance agency. Take a look.

1. Independent Insurance Agency

First of all, you should make sure that the insurance agency you are considering is an independent one so that you have the option to choose from a variety of carriers and find a policy according to your requirements and budget.

2. All Under the Same Roof

It is a lot more convenient and easier when you can purchase various insurance policies for different aspects of life all under one roof. The right insurance company would be the one which offers various insurances such as home, car, business, life, or health so that you can get a complete protection from the same company.

So, if you think that we have these two signs of a good insurance company, call us at 877-329-1150 or 650-469-0400 now.

One of the best ways to combat the unpredictability of life is to invest in insurance. It can provide effective protection for your life, health, home, business, and even vehicles against all kinds of odds and risks that it is likely to encounter in life. Therefore, you should try by all means to invest in high-quality insurance coverage. We, at SBC Insurance Services Inc., are a premier level insurance company which provides tailor-made solutions to their clients in order to meet their insurance needs. We are an independent insurance agency that provides comprehensive insurance coverage plans for home, flood, commercial ventures, personal vehicles, life, and healthcare. So, if you live in and around areas including Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, or Sunnyvale, you can rely on us.

Here, we have put together 3 kinds of insurances that you must invest in. Take a look.

1. Life Insurance

First of all, life insurance is extremely important. You certainly don’t want to leave your family members in utter dismay owing to a financial crisis after your death, especially if you are the sole earning member of the family. Pay for the funeral expenses, daily household expenses, sudden emergencies or the future dreams of your children with this insurance coverage.

2. Health Insurance

Medical procedures and treatments have become so expensive these days that you cannot afford these without help from insurance. Therefore, don’t neglect or delay the medical emergencies due to lack of funds and invest in health insurance.

3. Home Insurance

A home protects you and your personal belongings so any kind of damage to it due to flood or fire can be disastrous. Moreover, you must also protect your valuables from thefts and burglaries. All this can be effectively protected if you have a home insurance policy.

So, what are you thinking? Now that you know about these, quickly call us at 877-329-1150 or 650-469-0400 and avail our insurances today.

Are you looking for a fast, high-performance, and phenomenal looking car? Well, it might be your dream to drive your own car on the streets of California one day but the truth is while you are purchasing a new car, you should also arrange for the right car insurance. Yes, you read that right! Due to increasing accidents and repairing costs, it has become imperative to invest in auto insurance coverage. We, at SBC Insurance Services, Inc., are your one-stop shop for auto insurance. Right from basic personal to family auto coverage and extensive coverage required by the classic car collectors as well as high net worth individuals, we can provide it all. So, if you are from areas in and around Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, or Sunnyvale, we can help you get the right protection you need on the road while driving any vehicle.

Here, we have put together a few questions you need to ask an auto insurance provider if you want to make the right choice. Take a look.

1. What kind of vehicles do you cover?

Auto insurance is a wide arena. So, you need to make sure that the company you are considering covers the specific vehicles you have. Ask them if they cover everything, right from cars, motorcycles, to trailers, RVs, and so on.

2. What kind of things do you cover?

The next thing that you must ask is whether the insurance policy provided by the company protects you from all kinds of medical injuries, repairs and part replacements, along with liability coverage. You must choose the one that offers maximum coverage at lowest premiums.

3. Are you an independent agency?

Independent insurance agencies have an advantage over the others in the sense that these can offer you multiple carrier options so that you can pick the one that gives you the best protection from all risks at the lowest rates of premiums. So, ask if the company can benefit you in this way.

So, if you think that we have the right answers to the questions above, quickly contact us today.

Life insurance offers you a way to look after those you love when you are no longer able to. SBC Insurance can help you with life insurance in Loyola CA, Menlo Park, Mountain View, Palo Alto, Stanford CA, Sunnyvale. They can help you with personal life insurance as well as key man and group life insurance policies. They are independent agents and they can access life insurance products from several carriers and match the right product to your needs.

There are several types of life insurance policies. These include business products such as key man and group life policies. If your business relies on key person, it makes sense to have financial protection should something happen to that key person. On the personal side you get term life, permanent life, whole life, universal life, fixed annuities, endowment policies and more.

Each type of insurance has its own benefits and target market. For example, term life might be a good option for a young couple starting out. Term life is the most basic type of life cover and only pays if death occurs during the term of the policy. You could also decide between level term and decreasing term.

Whole life on the other hand pays out whenever the policy holder dies, even if t is at age 100. Whole life is also called permanent life and there are also sub-categories such as traditional, universal and variable.

Life insurance offers specific benefits. Apart from pay-outs to beneficiaries there could be tax benefits. Certain policies offer a savings component and cash withdrawals can be made once the policy is mature enough. Some life policies offer flexibility allowing the holder to amend death benefits, increase or reduce premiums, convert the policy from one type to another and so on.

SBC Insurance can help you with home insurance in Loyola CA, Menlo Park, Mountain View, Palo Alto, Stanford CA or Sunnyvale. As independent agent they work for you and not the insurance carrier. A captive agent will only promote home insurance products from one carrier. An independent agent looks at your requirements and then find the best insurance products by comparing insurance companies and their products.

Your home is most likely the biggest investment you will ever make, and it is important that you have the right insurance. Just because you have a home owners insurance policy, does not mean you have adequate coverage. You need to be aware of risky gaps in your home insurance. That means you need to know which events are not covered and what the limitations are on pay-outs and coverage.

There are several components to home insurance. Home insurance will cover your buildings and structures as well as your contents. But there are limitations and exclusions. Maybe you own valuable jewelry and fine art collections?  What about natural disasters – are you covered for events such as earthquakes and floods? What if you own multiple properties or rental properties?

SBC Insurance will provide you with the right coverage that will match your real risks. They can also cover primary and secondary residences and can negotiate multiple policy discounts. They can also cover small rental units as well as owner occupied apartments, condominiums and townhouses. SBC Insurance can also help you with speciality coverage such and flood insurance and earthquake insurance. They will also advise you about content insurance, especially insurance for high value items such as fine art and jewelry.

If you want best value home insurance in Loyola CA, Menlo Park, Mountain View, Palo Alto, Stanford CA or Sunnyvale., then you need look no further than SBC Insurance.

Life is really unpredictable. You are bound to face problems and issues at every step. The only thing that can protect you in such a situation is getting insurance. We, at SBC Insurance Services Inc., can be your one stop shop for all kinds of insurances. Whether you run a business and need commercial insurance, are a homeowner and need home insurance, or possess a car and require auto insurance, we can cover it all. We have an extensive experience and knowledge in this industry and therefore, can be an ideal choice for your insurance needs in and around areas like Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, or Sunnyvale.

So, what makes the right company for your insurance needs? Let’s find out.

• Experience

A company which has been in the industry for a long time indicates they have been providing quality coverage to their clients which has enabled them to survive successfully over the course of time. So, if you find a company which has substantial experience, then it can be the right choice for you.

• All Under One Roof

A company which can give an ideal solution to all your insurance requirements under one roof can be the right company because you would definitely not want to move from one place to another in search of different insurance companies. Try to get auto, business, or home insurance all together from one company.

• Budget-friendly

Another very important factor that one must see when choosing the right insurance agency is the rate of premiums. If they offer the policies at competitive rates, it will be feasible for your budget, making your lives simpler.

So, now that you know what makes the right company for your insurance requirements, if you want to avail our insurance, get in touch with us now.

Are you thinking of owning a new vehicle? Or do you already have a car? In both the cases, buying car insurance is mandatory. There are so many bad consequences which you may land up in without the right car insurance policy. Accidents have become so common and repairs have also become so expensive. In such a scenario, only quality auto insurance coverage can help you. We, at SBC Insurance Services Inc., can be your ideal solutions. We can offer you an extensive auto coverage, right from personal to family for all kinds of vehicles. It is our experience, knowledge, and competitive rates that has enabled us to create a solid customer base in places such as Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, and Sunnyvale.

If you want to choose a company as efficient as ours, you must check a few factors. We have discussed some of them below. Take a look.

1. Check the coverage options

It is crucial to analyze the policy and go through it thoroughly to understand your coverage options carefully. Make sure you receive the due coverage for your vehicles in terms of repairs, damages, accidents or medical liability payments etc.

2. Check the credentials of the company

Next, you have to make sure that the company you are choosing for your insurance has a good standing in the market. Make sure they are accredited from renowned certifications and ratings. Conduct a market survey to check their customer feedbacks as well.

3. Check the rate of premiums

You must purchase a policy which seems feasible for your budget. So, you have to check the amount of premium you have to pay at the end of every month. If possible, you should compare the prices with other companies to make a well-informed choice.

So, what are you thinking? If you are interested in purchasing our car insurance, call us at 650-469-0400 or 877-329-1150 now.