Loyola, Menlo Park, Mountain View, Palo Alto, Stanford, Sunnyvale CA Home Insurance

Posted on: August 16th, 2017

Home insurance inclusions and exclusions

SBC Insurance provides reliable and cost-effective home insurance in Loyola CA, Menloa Park, Mountain View, Palo Alto, Stanford CA and Sunnyvale. They can help you with homeowner’s insurance whether you have one home, two homes, a freestanding home, a vacation home, a condominium or an apartment.  Even if you don’t own your own home, they can still help you with renter’s insurance.

Home insurance is one of the most important risk management tools you can have and should be part of every personal insurance portfolio. Firstly, your home cost a lot of money and represents a major investment. Secondly, it is the roof over your head and largely defines your lifestyle. You and your family feel safe in your home and it is a place of comfort and happiness. Should something cause serious damage or even destroy you home your life will be turned upside down. Without home insurance to cover you, it might be impossible to get back on your feet.

There are many risks and these include the risk of fire, storm damage, flood damage, human acts and liabilities. Home insurance should cover your buildings and structures, your fittings and contents as well as your liabilities.  Home insurance covers these things for specified risks and specified amounts.

It is important to know what risks or events are covered and which ones are excluded. For example, you need to know whether you are covered for flood damage. Many people of lost everything because they were under the mistaken belief that their home insurance covered flood damage. You may also need to cover certain valuables such as jewelry and collections separately. It is also important to know the amounts and limitations of your insurance, whether it be home insurance, condo insurance or renter’s insurance.

Loyola, Menlo Park, Mountain View, Palo Alto, Stanford, Sunnyvale CA Home Insurance. Offering Flood Insurance in Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford, Sunnyvale CA.

Posted in Blog | Comments Off on Loyola, Menlo Park, Mountain View, Palo Alto, Stanford, Sunnyvale CA Home Insurance