Life Insurance in Palo Alto, Mountain View, Sunnyvale, and all the Surrounding Areas

Posted on: July 27th, 2018

If you want life insurance in Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA or Sunnyvale, then SBC Insurance can help. One of their areas of speciality is life, health and disability insurance. 

Life insurance can be for personal use or business use. In a business setting a key person is often essential to the survival of the business. This is especially true in smaller businesses and even medium sized businesses. A key person is often the business itself. A key person has intimate knowledge of the business, including customers, supplies, staff, banking and so on. If something happens to a key person, the business could fold. Keyman insurance is an important form of life insurance and help guarantee the survival of a business should something happen to a key person. 

Life insurance is also an important component of a personal insurance portfolio. Life insurance provides the insured with a means to look after loved ones when he or she no longer can. Life is unpredictable and taking care of those we love is a natural instinct. 

There are many types of personal life insurance. These include permanent life, whole life, universal life, term life, endowment options and more. Life insurance often has one or more beneficiaries. These could be your wife, husband, children or some other relative or friend. Life insurance will pay out a lump sum or annuities or some combination to the beneficiaries in the event of death or permanent disability. 

Health insurance can also be considered a part of life insurance. Group health insurance can be important in business or family setting. Group health insurance is also an important employment benefit that can help a company attract the right employees. 

SBC Insurance can help you with life insurance, group health insurance as well disability insurance in Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA or Sunnyvale. 

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