SBC Insurance can help you with best value home insurance in Los Altos, Menlo Park, Mountain View, Palo Alto, Stanford CA, Sunnyvale. Home insurance might be the most important insurance you ever take out, so you want to be sure your coverage is good and proper. Your home is one of the biggest, if not the biggest investment you will ever make. It is your place of shelter and security. Should some event such as a fire or a flood destroy your home, you need to be able to replace it.
There are many risks to your financial security. Severe damage or destruction of your home is one of them. The best way to protect your financial interest and security is with home insurance. You can’t always control what happens in life, but you can plan and be prepared. Home insurance will pay for repairs or the re-building of your home in the event of a disaster. However, it’s not only major disasters you need to worry about. Smaller events can also leave you with substantial losses.
Home insurance will cover your buildings, structures, fittings and contents. Home insurance will also cover your liabilities in the event of an accident or incident that results in injury to others. For example, if your dog bites your neighbor you could be in for a substantial liability claim. Home insurance generally covers localised events such as fire, accidents and domestic flooding. However, not all events are covered under a standard homeowner’s policy. One such event is widespread flooding. You will most likely need a separate or supplemental policy for that.
You don’t want nasty surprises when it comes to claim time. It makes sense to deal with an independent and professional agent when it comes to important matters such as home insurance.