Boat Insurance in Mountain View, Menlo Park, Palo Alto, Stanford, CA, and Surrounding Areas

Posted on: August 13th, 2020

Do you own a boat? Are you aware of the insurance and coverage options needed by your boat?  At SBC Insurance Services, we offer boat insurance amongst various other auto insurance options.  Being a premier insurance agency, we have formed connections with various insurance carriers over the years. This not only helps us meet your personal and business insurance needs but also helps us in providing our clients with tailored policies. Whether it is a classic car or a high-end automotive market, our agents always come up with exceptional coverage for the high net worth vehicle owner. We are proud to serve the people of Mountain View, Menlo Park, Palo Alto, Stanford, CA, Loyola, CA, and Sunnyvale.

Boat Insurance in Mountain View, Menlo Park, Palo Alto, Stanford, CA

Below we have mentioned a few principal things to know before buying boat insurance. Take a look.

  • It can be purchased for an agreed value

When you buy a policy for any other vehicle, you get the insurance depending on the current market value of the vehicle at that time. Whereas, in boat insurance, you can get the insurance at a predetermined value irrespective of the market price or the depreciation of the boat.

  • It can be suspended

A very distinctive feature of boat insurance is that it is valid as long as the boat is in the waters. Once you take the boat out of the water the policy gets suspended. Though it is a great way to save those extra pennies, putting the boat again in the waters while the insurance is put on hold can create problems.

  • It is not always compulsory

While with cars you own it you have to have insurance but in the cases of boats getting insurance is not necessarily compulsory. This in no way means that you won’t be legally responsible for what happens in and to your boat due to lack of insurance cover.

So, if you are planning on taking boat insurance, you can get in touch with us on 877-329-1150.

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